Sparq·10 anni fa·discussThe ING smartphone app can now also be used to approve payments (https://www.ing.nl/particulier/mobiel-en-internetbankieren/i...), but that doesn't exactly remove the phone dependency.
Sparq·11 anni fa·discussI think GP means the percentage of homeless people that have a mental illness is similar to the US, not the percentage homeless compared to the total population.