The choices you make today will determine your future. What you are experiencing is 'the paradox of choice': Presented with many options, you choose nothing.
In this world we don't get what we deserve, we get what we take. People don't deserve divorce, traffic accidents, diseases yet it happens all the time. While you are overthinking, your life is ticking away. Think about the things that matter. Think different.
The idea is interesting, but it's not a solution to the economic problem we are facing worldwide.