base · HackerTrans

Currency conversion fees are also quite cheaper on Adyen 1.2% vs 2% on Stripe

We used other payment gateways before Stripe.

We built the abstraction around the requirements for our business model, although after some iterations it became similar to the model used by Stripe (customers, sources, plans...). We support saved payment options and on them we do recurring billing and one-stop payments.

A user for us can have multiple sources and a source is a saved external card or payment method, in the case of Stripe a source is a combination of the Stripe customer id and Stripe source token.

Most payment gateways support some kind of token that represents a saved card or similar on which you can do a charge.

base

7 anni fadiscuss

Paypal has APIs that support that. Example: https://developer.paypal.com/docs/classic/express-checkout/e...

base

7 anni fadiscuss

   A good first question to ask about a data model is, "where does the data live?"

   In general, we think it's a good idea to make Stripe the "one true source" for as much of your customer and billing data as possible.

Our company went the opposite way, we have our own model and we abstract stripe as a payment option supported. Recently with the same model we were able to add Paypal and other country specific payment methods.

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