"""
I started out charging a monthly rate that was close to my full time salary / 12. This is not a good idea because you have overhead that your employer is no longer covering - health care probably the biggest one, you don't have paid vacations, there may be unpaid downtime between contracts and also companies might not pay you.
"""
When I started working remote 5 years back, I was just out of college and didn't care about those things...