Manicode is really awesome, did some actual dev for live apps and it does work.
You must though, learn to code in a different way if you are not that disciplined. I had excellent results asking for small changes, step by step and committing often so I can undo and go back to a working version easily.
Net result was very positive, built two apps simultaneously (customer side and professional side).
If card networks, issuers, acquirers, processors and gateways used bitcoin as their settlement layer, most of the current issues would be automatically solved. They could focus engineering resources on creating better user experiences, anti-fraud, etc.
Consumers can keep using their tokenized credit cards, debit cards, etc, but their money would be moved using the bitcoin time chain, instead of hundred of CSV files.
Why haven't the W3C participants even mentioned bitcoin for standardizing web payments? I believe it's because of politics and business. Bitcoin can't be controlled and manipulated and it's not an easy truth to swallow. I hope this changes.
You must though, learn to code in a different way if you are not that disciplined. I had excellent results asking for small changes, step by step and committing often so I can undo and go back to a working version easily.
Net result was very positive, built two apps simultaneously (customer side and professional side).