You can walk bookshelves if you tilt to one side and rotate, then tilt to the other side and rotate. Just in case you ever lose those muscles... hey, it happens!
I recommend hiring an independent financial advisor, they probably cost $100-200 per hour in your area. (Banks will do it for free but they will also recommend that you buy garbage.) Ask them about options up front and see what they say. And also get an accountant to do your taxes. The cost is peanuts compared to the amount of capital you're dealing with. Just because you can learn how to do something doesn't mean it's worth it.
I think that startups becoming trendy made HN trendy, and trendy anything is bad. I've been here for a long time too (I ditch my accounts) and it really does seem there's been a gradual increase of nasty children and a corresponding departure of nice adults. Whenever I go away and come back it seems worse. The worsening also seems to be marked by big events like the Reddit fiasco, that women-in-tech stuff, Steve Jobs dying, Snowden, etc. I think when pg left that was it. I just want to have conversations with intelligent people but that doesn't seem to be the point anymore.
> I've noticed in an industrial setting, that managers are often looking for closed solutions that can't be modified by the user, either for regulatory reasons or adversarial labor-management attitudes. The industry wants your boss to think that letting you make your own tools is either dangerous, or a waste of your time.
It's interesting to consider in this context that workers owning the means of production is what links the GPL with Marxism.