Kudos (?) to the team. My guess is that they will want to roll out their own credit score system when paying by installments, rather than rely on Barclays as the credit broker as they currently do.
The article is interesting and well-written, but the author's initial in the sticky navbar difficults the reading. I hope that he notices that, but then again many people pay for an online journal and have a worse reading experience, so it's not that bad.
An interesting part of it is the low number of references from outside sites. Reddit is amazing for concentric closed tribes with occasional ripple-like effects in the main page from some niche subreddits. Is this the real hivemind of a big chunk of mankind?