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l23k4

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l23k4
·15 giorni fa·discuss
[dead]
l23k4
·17 giorni fa·discuss
> Why would I create myself a chore for an end of a month

Do they not have direct debit where you live?

>If it is auto-charge by the end of month, why not charge it right away?

Because there's no way I'm going to keep anywhere close to that much money on my debit card? Because the credit card won't get randomly locked while I'm trying to pay a 40k euro hotel room bill in Asia? Or if it does, I can switch to another credit card or deal with reasonable customer service.

If you're only making small payments, of course it doesn't matter. If you're regularly spending significant amounts of money, doing so with a debit card will be a huge pain in the ass and an unnecessary risk.
l23k4
·17 giorni fa·discuss
> Some Europeans meaning people in Germany?

I guess, I haven't really kept track, but I've observed this many times from different people.

> credit cards are generally associated with companies like Revolut

That's surprising. Revolut only offers credit cards in a couple of countries, and has only done so for a rather short period of time.
l23k4
·17 giorni fa·discuss
Some Europeans refer to girocards as "debit cards" and everything else incorrectly as "credit cards"
l23k4
·17 giorni fa·discuss
In my experience what Paradigm2020 describes is very much the norm around the world.

> and briefly worked in a bank in,

I suspect this might be where the confusion stems from, if you're thinking of places where people go to banks you might be thinking a bit too fancy.

I'm thinking of stuff more like this https://www.youtube.com/watch?v=iCDQpm6f_pU

>According to that article it has nothing to do with condition, but with the lack of anti-counterfeiting protection on older notes.

I'd say the age of the money has everything to do with condition, and it matters a lot.
l23k4
·17 giorni fa·discuss
>Yeah, you do need daily protein but for most people nowhere near as much as they are taking in.

I don't know, USADA is about as conservative as it gets and they certainly recommend a shitload of protein for for individuals trying to maximize muscle protein synthesis https://www.usada.org/spirit-of-sport/when-consume-protein-m...

>You see these protein bars and some of them basically have a full days worth of the stuff and that is before your other meals come in.

For a 100kg man that would be like 220 grams of protein, must be one big protein bar.

OTOH, at least your username fits ;)
l23k4
·17 giorni fa·discuss
They might be talking about a girocard https://en.wikipedia.org/wiki/Girocard
l23k4
·17 giorni fa·discuss
It is a prevalent view among the lower socioeconomic classes.
l23k4
·17 giorni fa·discuss
Most people in the EU use debit cards, they additionally use direct debit specifically for utilities, gym memberships, etc.
l23k4
·18 giorni fa·discuss
If you're going to Paris? Sure, as long as the amounts are relatively small. Try paying with pre 2009 100USD bills in Africa lol.

Even banks struggle with this https://meduza.io/en/feature/2025/05/30/old-money-new-proble...

Goes to show how viable cash is as a store of value for most of the world.
l23k4
·18 giorni fa·discuss
>Is that a tongue in cheek reference to my inadvertently weird capitalization of wildcat as WildCat — no idea why I did that, maybe a throwback to my ThunderCats fandom of my youth.

No, but that's hilarious. Good catch!

I don't think "wildcat banking" would be known as that if the banks hadn't been poorly capitalized (as in, they didn't have the money). If the banks had actually worked out, we'd just be calling it "banking".

Today, stablecoins have a hilariously simple way to print money: just buy treasuries, money market funds, or whatever. We're not necessarily going to see them collapsing due to poor capitalization.
l23k4
·18 giorni fa·discuss
I suggest you go outside sometimes, you'll see that the real world looks rather different than whatever crypto-obsessed bubble you live in.

I really don't think I need to explain the obvious difference between physical US dollar notes and USDT.

I'll point out that in most of the world a $100 note is only worth $100 if it's in basically mint condition, the value falls rapidly as condition degrades.
l23k4
·18 giorni fa·discuss
I'd argue that the poor capitalization was a core part of wildcat banking, that's not really the case here.
l23k4
·18 giorni fa·discuss
When you go outside of the nice countries, local money becomes worthless. Nobody wants it, they'd much rather have dollars instead.

Stablecoins for the first time offer a reasonable way for the global poor to store value in dollars, or in the form of any relatively stable currency.

Obviously this comes with all kinds of issues, but it's still better than the original situation where "savings" simply didn't exist except in the form of physical dollars or gold bought at a significant premium.
l23k4
·18 giorni fa·discuss
>Anyway, unless you actually have stabbed someone before you don't know whether you got what it takes until you're actually in a situation where you find out.

A guy tried to rob me, I fractured his skull with my iphone before I even realized what was going on. You don't just freeze when someone suddenly attacks you, you'll try to swing at them with whatever you have at hand.

At home? I might just have been cooking, or carving a sunday roast. Who knows? But if someone suddenly smashed through my door, I'm pretty sure that whatever object happens to be in my hand would be heading towards the intruder long before I've had time to think about what's going on.
l23k4
·18 giorni fa·discuss
> This is Denmark, not some Brasilian favela

Yet they're dressed exactly like a hit squad in a Brazilian favela!

>Especially when they want to preserve evidence which might be quickly destroyed if the suspect sees them coming.

Somehow cops elsewhere manage this just fine in appropriate attire.
l23k4
·19 giorni fa·discuss
>The hate in Europe is driven primarily by an influx of people who were hating Jews anyway

You are mistaken, the sentiments are shifting across the board.

This is probably driven to a significant degree by the Israeli national policy of tying any criticism of Israel with antisemitism, and the broad acceptance of that policy by Jewish communities globally. Because of this implicit endorsement, it is not surprising that many would struggle to separate between the actions by taken by the state of Israel and those who call themselves Jews.
l23k4
·19 giorni fa·discuss
> but Hamas sure doesn't seem to be in a good shape lately.

And who do you see on track to displace Hamas? After years and years of conflict and being "bombed to shit", they're as entrenched as ever while their enemy declines much faster.

Israel is getting to a point where it has no friends left in the world, where the average European youth thinks nuking Israel and turning into a glass parking lot would probably be a net positive. Jews are starting to be broadly despised again thanks to Israeli policy, something that would have been unimaginable just a few years ago.

Hamas operatives lead shitty lives in the Gaza strip as they have for decades, but they certainly aren't losing control.

Over the course of a few years, Hamas managed to turn wearing a star of David in big EU cities into a dangerous political statement. And we're supposed to believe that they're not winning?
l23k4
·19 giorni fa·discuss
[flagged]
l23k4
·19 giorni fa·discuss
> They’d basically have to attack you first for lethal force to be legal.

They just violently entered his home in an effort to attack him, dressed in a way designed to intimidate. These cops were deliberately cosplaying as some sort of a hit squad, they obviously wanted him to believe that they were going to kill him.

It's not like the cops just accidentally went out dressed like that.