The number one justification for cryptocurrency in my book, even if it's less safe or convenient or even has small fees. Your business being subject to the whims of payment processors is ludicrous.
Even with this being the justification, they could just say they won't be working with the customer in the future, not literally steal their customer's already earned money.
So we shouldn't use AI at all because it's often inaccurate? I think it's fine as long as it's made clear that it's not totally reliable, both in widespread public knowledge and in UI disclaimers.
Black kids adopted by well-off White families remain lower IQ than White kids adopted by well-off White families. In a world that actually gave a shit about the truth this wouldn't be news to you