Yes, want to understand the trade off and would like to know what the challenge is in integrating directly with a payment provider that is closer to the networks / banks. I love Stripe for how easy it is to get started with but I am looking for opportunities to save cost further but getting closer to the acquirer
Curious: you must have done a lot of groundwork to provide the whole stack as a solution, would love to hear from you how you internally select the processors you work with. Or are you directly integrated with banks and card networks?
Exactly my concern, I'm basically looking to get a service provider that is as close to card networks or banks as possible. Not looking at which one is "pretty" at all. Willing to work with that provider to integrate them with my website
I currently operate only in US and I am willing to put in the effort for integration, PCI compliance etc. Do you have any recommendations for the local processors you mentioned?
Well yes but actually no. I don't think teams necessarily have to be full stack because it depends on the domain / modules around which the team is organized
> Modal windows can't be bookmarked or shared as links
We use modal windows specifically for this reason (for our payment application's checkout page).
Also using a modal significantly improves the checkout experience in case of SDK flows for payment methods like Klarna, Google pay etc.
Personally I feel modal windows are better aligned to the user's flow of attention. We also have redirection flows for these payment methods to open the authentication page in a new tab but we pick the modal flow ever single time for a better experience.