FDA authorization has nothing to do with insurance coverage. I know of a small manufacturer that's had an authorized product on the market for over 3 years, not a single insurance company will cover it.
Insurance coverage is basically a waiting game between manufacturers and insurance companies. If you have enough capital to wait it out and schmooze executives, then you can get coverage. If not, good luck to you.
I'm not certain that anyone should be taking a "scientific paper" seriously that concludes with:
> Many have raised the warning that the current epidemic of
COVID-19 is actually the result of an bioweapons attack released
in part by individuals in the United States government
Insurance coverage is basically a waiting game between manufacturers and insurance companies. If you have enough capital to wait it out and schmooze executives, then you can get coverage. If not, good luck to you.