Remember when the web was (almost) all static content and all browsers had to do was show it to you? When applications were native? We really need to go back.
The way governments these days use corporations and NGOs to work around constitutional restrictions, I'm sure they're pretty happy leaving the payment processors as-is.
You can always use a distro that doesn't use systemd or roll your own. Sure you lose the GNOME desktop environment, but if you ask me that's a net positive.
systemd is not monolithic in the same way that a brick wall is not monolithic. Sure it's made up of a bunch of smaller parts, but when you start removing any of them, the whole thing starts to fall apart.
Yeah, that seems like the best plan. It might not improve the speed of bricklaying, but it would certainly be an improvement on the bricklayers' quality of life.