I learnt the word beeves while reading the Doctrine (the PHP ORM) codebase. I assume it was in case someone had an entity called beef... So the collection would be beeves :) I wonder if anyone ever used Doctrine and had an entity called beef.
Pretty sure that is still not the meaning of refactoring. As I understand it refactoring should mean no changes to the external interface but changes to how it is implemented internally.
Not that I don't agree with a lot of what you are saying, but I think despite being digital crypto is a lot more like cash than card payments. But cash also has 'no rollback, no fraud detection or insurance'. At least you are don't have the risk of counterfeit notes.
I worked on a project a while back called Freeview play in the UK which I think works in a similar way to how you described. You can watch live TV over the air or scroll backwards in time along the EPG to stream recorded content over IP.
I think the BBCs childrens content is one of its strongest assets. I don't have any data for it, but I would say most families in the UK with small kids consume a lot of CBBC and CBeebies content. It's much better quality content than children's content on YouTube or Netflix.
Peoples viewing habits are more fragmented and from a wider variety of sources than 10 or 20 years ago and the BBC definitely doesn't have the same mindshare that it used to have when there was only X channels. But, I think when people are looking for some high quality curated content in the sea of 'please like and subscribe' then they will come back to iPlayer - I know I do.