Many studies show that consumers spend more when using credit cards, compared to both cash and debit cards, and it's not obvious to me that the 2% will win out.
Do folks any recommendations for automation around banking? We use a sort of "envelope system" across many accounts, and it would be helpful to have some timing to help automatically move and rebalance funds across the accounts.
My bank has some very limited options to move specific amounts of money on a weekly schedule, but I'm looking for something more powerful then that.
Should I look at like ~Stripe~ Plaid or something? Or are there more pre built tools?
I hadn't heard of it, but I checked out a random video
Watching how it comes together, there is a step (around 0:40 in this video https://youtu.be/rVfiPAlXdik) where the cube just seems to magically form by itself. It's really neat
The answers for each day (past and future) are hard coded in the javascript source and viewable in the client, so they are quite accessible for anyone that's interested