So, digital unregulated and decentralized payment solutions, like Bitcoin, are the solution? What about those people who can't make their own financial plans, because they are just too stupid for that? They need government to help them. And those people are in majority.
I know one team that is doing everything the other way around. They don't inverview their new hires, they don't test them, they basically take everybody who wants to join and let them show themselves. Aside from that, they rely on newcomers public profiles, in GitHub, StackOverflow, and so on. Check this out: https://www.yegor256.com/2016/03/01/how-we-interview-program...
You don't change people. You change the rules and they either adapt or find a better place with better and more suitable rulles. This is what freedom is about, and a good management.
I've heard that knights a few centuries ago were sleeping in chairs. Only slaves were sleeping in horizontal position. I'm not sure whether it's true or not, but this is what a tour guide told me.