The point is, it's nobody's business why. The reasons are probably personal. Even asking opens a form of blame-game dialogue instead of beneficial and productive conversation.
Honestly I'm sick of seeing people post this kind of thing. There's _all kinds_ of reasons people can not have the "expected" amount of savings at _any_ age. Medical. Divorce. Other life disasters. Failed investments. Business failure.
These kinds of questions frankly just lead to victim blaming and expose the asker as either (a) having grown up wealthy and staying that way their entire life, or (b) completely callous.
honestly from reading how you write about yourself, I would immediately drop you into the "thinks more highly of themselves than they ought". Bucket. People who call themselves high performing rarely are in my experience. It's the humble people who learn and grow for the joy of it who truly shine.
I'd recommend hopping off of t3 asap if you're searching for performance gains - performance can be extremely variable (by design). M class will even you out.
General storage IOPS is governed by your provisioned storage size. You can again get much more consistent performance by using provisioned IOPS.
Feel free to email me if you want to chat through things specific to your env - email is in my about:
Honestly, phones mostly just feel like utility devices to me anymore. I can't say I "like" my phone, but when I don't like one I can definitely tell you!
I think judging an engineer's engineering skills by the (effectively random) chance of them being at a startup that "makes them rich" just reveals a significant lack of understanding of how the current startup world works. The vast majority fail. The ones that succeed tend to not make anyone any significant amount of money except the founders.
There seems to be a significant number of tech industry employees still floating around that are convinced that instant financial independence is available for all.