You do not need to be a trust fund kid to travel the world cheaply. I did when I was 23 (2004-ish) and realized I didn't like working. Took out a credit card with 5k credit limit, saved money for a month or two (I was making 40k so not exactly tons). Bought a ticket to Eastern Europe, kicked around hostels for a few months, when I finally almost ran out of money, bought a ticket back. I met other people who picked up side jobs in hostels or bars to help cover their costs too.
What you can't do is continue to have an expensive quality of life if you're no longer producing income.
I see AI-native as those who have embraced it, and are learning to leverage it appropriately.