There are externalized costs besides death though, like the resources deployed in the search and rescue effort. In the case of aviation you can also cause collateral damage or death.
I've heard that when you leave direct indexing you end up with all the individual stocks in your new portfolio, or you have to sell them and eat the capital gains tax. Was that your experience?
"slow the spread down slightly to reduce impact on the healthcare system" is pretty important during these big waves.
Banning outdoor gatherings is probably overkill though, I believe the worst places still have maskless indoor activities.
Re: the verbs, gRPC is built on top of HTTP, and does not use the verbs (it's always POST). So I think it was fair to call them "REST verbs" in this context.