I did some basic research looking around and see that low-code/no-code platforms with the likes of mendix.com, microsoft powerapps, appian and others are quite matured platforms. I will not be surprised we start seeing low-code replacing traditional approach of building business applications
In some countries say like India, a freelancer can register as a one person business/one person company and all income treated as business income. This way your tax payable becomes based on income-business expenses similar to an LLC or corp.
Its a good idea to solve a short term problem( I suppose )
Short Term: Many companies will go creating cryptocurrencies to compete on with Bitcoin , ethereum etc. Only few with the likes of ethereum will survive as they offer not only cryptocurrency but also a general platform for other initiatives/services on blockchain and creating alliances( refer: https://www.coindesk.com/legally-binding-smart-contracts-9-l...)
Companies creating cryptocurrency for a specific problem like document sharing / storage services will be used only by select few or to subscribe to these services
For the short-term the AI-power bot will have to focus on the validity and credibility of the idea
Long Term: Once companies learn that ICO cannot be started every now and then - The AI powered bot will have to re-focus on other info like "pricing of the cryptocurrency", "security", "educating users"
I personally recommend that the AI-powered bot should be planned to be developed for challenges other than the ICO's which will keep reducing in the coming years.
Investing is about creating assets and having a diversity of assets. Assuming that $100/month is one part of your expendable income that you have considered for crytocurrency - you are in good hands. However if you are putting 100% of your expendable amount in cryptocurrency - do revisit other options.
Do also go through https://www.wealthfront.com/questions and other finance portals to see how they allocate your investments amount based on risk profile, age and goals.