Can someone explain to me in minimally technical terms how scientists can determine the molecular composition of an exoplanet's atmosphere? It boggles my simple mind.
You can thank the Fed. Pensions and their consultants publish an assumed rate of return, which is increasingly difficult to obtain in a sustained low interest rate environment. They have been increasing exposure to private markets to compensate for low returns in fixed income("yield seeking"). There is additional pressure since public and private pensions are typically underfunded, and overly aggressive return assumptions give cover to the states and companies that don't fund them to the extent they should.
I'm sorry you're having a hard time with this. My life is your counter factual, maybe it will provide a different perspective.
I was identified as highly gifted around that age as well, but my parents prevented me from participating in my schools' GATE programs. It is not hard to see how that decision cascaded through my life and led to a lot of avoidable painful outcomes.
I was so far ahead of my peers that school was unbearably tedious by grade 7 and I became a "bad kid". I did the bare minimum in high school so I could pursue my interests away from class. My GPA reflected that level of engagement.
Because my academic record screamed "truant, not motivated, difficult", I was locked out of top quality universities and scholarships I should have easily obtained. I graduated from a mediocre college with avoidable student debt and access to lower quality career options than I would have had through a better school.
I course corrected in my 30s and have had a nice career and family life, but there were 10-12 years of missed opportunities and unnecessary suffering.
Access to opportunity is like compound interest in that early success leads to more opportunity. Invest early and your life will more likely have positive social and economic outcomes. Missing opportunities early can be very costly.
I don't know if gifted kids are being pushed too hard or not. Sometimes, in an effort to provide early opportunities, parents lose sight of what it means to be a kid. That is sad, no question, but challenging gifted kids is important, because not doing so can lead to avoidable personal and professional difficulties. My life is proof of that.
I worked at GS but not in investment banking. I had a really positive experience and rarely went over 60-70 hours.
It all depends on your role. IBD is definitely the most demanding, but they all made a choice, with basically perfect information, to accept that job. I promise you, they knew it would be like that. It's hard for me to feel too sympathetic.