I think the key thing is that Spotlight is now creating a... knowledge graph? of everything on your device for Siri's consideration. That's potentially very useful.
We're hardwired to fear the rustle in the grass, and successful infrastructure gets backgrounded. Pain is a signal. How much time do you spend contemplating your skeleton outside of pain-related skeletal events?
Macs don't need Apple accounts at all. I just set up three Macs with no Apple accounts, not needed for intended use. They all work fine. Apple accounts are only needed if access to Apple services is desired.
That you have the mental capacity/structures/language to form the thought should indicate the trajectory you're caught up within. It's disappointing that everything not's resolved during the blip you're you but even a moderately long view provides evidence for optimism.
It's interesting (to me) visualizing all of these techniques as efforts to replicate A* pathfinding through the model's vector space "maze" to find the desired outcome. The potential to "one shot" any request is plausible with the right context.