This is indeed mind boggling from a European perspective. Visa/Mastercard and banks just taking 1.5% of everyone's money because fast and free bank transfers for reasonable amounts don't exist.
People in the US pay all their bills with physical checks and debit cards, which is even more absurd considering that the US banks and credit card companies, last time I checked, still don't require proper 2-factor authentication for online payments or require PIN for in-person payments. Any time I make payments online in Europe, I have to use 2-factor auth and an e-PIN; it adds a whopping 5 seconds to the payment process.
Only large transfers in my country have a fee. I bought a flat a few years ago and sending a 6-figure sum (USD equivalent) to the escrow account only cost me $15 in transfer fees and it arrived a few hours later, though a person from the bank did call to confirm as a security precaution.
I've been dealing with sciatic nerve issues for the last 2-3 years. Currently I'm in my 17th year of being in IT (sitting 10 hours a day).
I had to go to a physiotherapist to heal my sciatic nerves when they blew up for the first time. It was so bad, I needed injections at the hospital just to not be in pain and took rather strong pain killers for a week.
A combination of the following has drastically changed my back health in the last 2 years.
* Basic weight lifting/strength training 2x per week focusing on shoulders/back/chest. Just 20-30 minutes. Nothing extreme.
* Switching from sitting in a chair, sitting on a yoga ball, laying on a yoga mat on the floor, and standing desk every hour. According to my physiotherapist, any one position for long periods of time is bad and present their own issues; the key is not staying in one position for more than 1-2 hours at a time.
Mullvad is a popular WireGuard provider and well respected by HN users. I usually get about 700-800mbps on my home gigabit connection when using WireGuard and Mullvad.
There are at least several other providers out there. Ideally you can find one where their nearby servers use the same IX as your ISP and/or peer with your ISP.
They took out a mortgage after being served but before they ever got in a court room. The law is so slow here that it could've taken years just to settle that issue. Probably easier to address post victory.
Two brothers defrauded the government by forging signatures of the owners and notaries for the transfer of property deeds and took several hundred thousand Euros worth of land from various people.
My friend's family has been in court for 10 years trying to get it back.
The brothers mortgaged the properties to pay for litigation.
The real shit sandwich is that one brother died, and if the other brother dies, they start the proceedings all over again. If they win, it's purely in the name of justice; the lawyer will keep most of the money as payment for 10 years of litigation.
People in the US pay all their bills with physical checks and debit cards, which is even more absurd considering that the US banks and credit card companies, last time I checked, still don't require proper 2-factor authentication for online payments or require PIN for in-person payments. Any time I make payments online in Europe, I have to use 2-factor auth and an e-PIN; it adds a whopping 5 seconds to the payment process.
Only large transfers in my country have a fee. I bought a flat a few years ago and sending a 6-figure sum (USD equivalent) to the escrow account only cost me $15 in transfer fees and it arrived a few hours later, though a person from the bank did call to confirm as a security precaution.