None of them are free, most banks now charge nominally (look at NEFT and IMPS charges). UPI itself is paid off by taxpayers.
Also RTGS is the only ISO 20022 complaint payment rail (back when it wasn't globally very common) - something that needs to be appreciated more.
People need to realise what NPCI offers is vastly different from what RBI offers. In my opinion what NPCI is offering will end up negatively impacting the general population in the long run.
The difference here is that the devs specifically chose to stop allowing the app to work on the OS without any known compatibility issue? The app just works fine on Android should they let it run.
> countries around Asia and you'll be surprised how people prioritise features
While this is true, I can also say that the other minority becomes large enough for any OEM to care. It might even drawf market size of other markets when only compares in numbers.
There's so much trust / dependency on NPCI at this point but I recently learned that it's not a public entity and thus excluded from the transparency acts such as RTI. I hope the EU does better!
The value for money is crazy on these boards, in my opinion. I'm planning on using these as a cheap replacement to a KVM. Flashing esp bus pirate (https://github.com/geo-tp/ESP32-Bus-Pirate) and leaving it connected to whatever device I want to control ( remotely in my case), is quite handy. The power draw is negligible so I just leave it always on connected to my wifi.
Also RTGS is the only ISO 20022 complaint payment rail (back when it wasn't globally very common) - something that needs to be appreciated more.
People need to realise what NPCI offers is vastly different from what RBI offers. In my opinion what NPCI is offering will end up negatively impacting the general population in the long run.