I wouldn't go that far with Epic. They always have some unadvertised module they try to push on hospitals the minute they want to interface with a third party.
You would think that's the case but from experience it's not. I can name two hospitals in NYC that were supposed to see savings from EHR implementations but ended up having multiple competing EHRs that don't speak to each other because of conflicts of interest. You forget there in many cases there are many payors, tech vendors and providers within a single institution.
I didn't down vote you but here is the flaw. Rent typically trends upward with property values which eats away at a tenants ability to save. This is particularly true in markets like NYC, SF, LDN and HK where people are paying over 50% of their paycheck to rent.
With the housing bubble there wasn't a good way to look at each mortgage or the borrowers ability to pay. In a lot of cases the mortgage data was falsified or didn't even exist. In the aftermath of the bust several banks could not produce any documentation on homes they wanted to foreclose on.
Transparency of housing sales isn't what allowed people to see the contractions and it certainly didn't keep the problem from getting worse. Massive numbers of defaults were the indicator. What kept the problem from getting worse was the government taking partial ownership of the major banks/AIG, increasing the FDIC limit and TARP.
I have a difficult time believing that stability is the main reason for the lack of integration. Admins have the ability enable/disable certain features. Throw a beta flag in front of the feature and say it's not supported.
While most real estate agents are completely useless I don't believe the profession is useless. A good real estate agent knows everything about the area they service. What areas have bad reputations and crime scores but are perfectly safe? What areas have development plans in the works? What are the local laws and ordinances, how does that affect your purchase? How difficult is it to get permits for types of work? Are residents fleeing an area because of upcoming re-zoning that isn't well published? They'll have a vast network of trusted service professionals that can help you renovate. They will know little things like which HOA has unreasonable board members or which homes keep going up for sale because the next door neighbor is crazy.
On top of all that small but invaluable information a good real estate agent will make the process of buying your home smoother. I don't think many people have an appreciation for how difficult it is to manage a title company, the seller's agent, three attorneys, a loan officer and the bank. Contrary to popular belief it is not always in the best interest for them to all work together. In some cases one or several of those parties my have a vested interest in slowing the process down or killing the deal completely.
You say that like it's a simple thing, it's not. Here is a concrete example of what I mean. In NYC rent control/stabilization artificially limits the supply and increases the cost of non-stabilized units. If rent control was eliminated rental values across the city would plummet in non-stabilized units. As a result property values in non-stabilized buildings would plummet as well. You could easily trigger a panic as landlords try to sell off property that is declining in value. There are unintended side effects to changing laws, it's never as simple as just fixing a legal restriction.
There should be some limitations in place but how would you enforce them? If your local government checks Airbnb regularly to find people breaking the law then people will just use some other method to do the same thing as Airbnb.
It will remain true in places where there is limited supply due to geography or legal restrictions. Those also happen to be where a lot of major tourist destinations are.
This was inevitable and it is going to drive real estate sale and rental prices up dramatically in tourist destinations. I have relatives who own rental property in Key West, they used to sign year long leases and manage the property year round. With Airbnb they rent the same property 1 week each month and make more money than they did with the year long lease. Ultimately landlords have little incentive to rent to locals. Airbnb means they never worry about have to go to landlord/tenant court to evict and never have to worry about getting paid monthly.
You're absolutely right but that doesn't mean those small subreddits didn't have an impact, /r/fatpeoplehate and /r/imgoingtohellforthis were increasingly showing up on the frontpage.
Except it won't necessarily match their previous salaries. There are a lot of high 5 digit and low six digit incomes in the social services job hierarchy.