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ruiseal

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EU Parliament commitee approves cash cap and ban on anonymous crypto payments

patrick-breyer.de
116 points·by ruiseal·2년 전·62 comments

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ruiseal
·7개월 전·discuss
I have the Intel Core Ultra and on the first mainboard I had (which Framework replaced because there were other issues) the fan ran quite a lot and was annoying. On the second board the fan never runs unless I'm compiling something.
ruiseal
·12개월 전·discuss
I've probably flown on 200 Ryanair flights and think the service is great. They get you from A to B cheap and mostly on time. If you adjust your expectations that they're a bus you'll have a better time. In response to your last paragraph. Their ability to set prices as they see fit has allowed them to offer mostly very cheap prices. Regulate this and say goodbye to those prices.
ruiseal
·작년·discuss
So it's an "open standard" and you can use any chain that meets Coinbase's "acceptance criteria". So under this guise, their whole goal is to make themselves centralizing force.
ruiseal
·2년 전·discuss
Where's the transcript?
ruiseal
·2년 전·discuss
Unexpectedly a great primer on ECC.
ruiseal
·2년 전·discuss
You're removing the middleman (Play or F-Droid) so I don't see how.
ruiseal
·2년 전·discuss
In response to "our country's heritage": Ireland is not a person so the concept is entirely political.

And provided you don't cause any negative externalities, you should have the default right to do whatever you want on your land.
ruiseal
·2년 전·discuss
The underlying problem is that it violates the owner's property rights. Whether they rent or or leave unoccupied their property, even if it's scarce, is their business. And not letting the owner manage their property as they see fit causes all sorts of wider problems.

I'm assuming from reading your other comments you're not going to be sympathetic to this argument so let me give you two anecdotal incidents.

The first is about a woman who is 70 years old. She lives off a state pension which is supplemented by a small rental income from a three bedroom apartment she owns. The apartment is quite old, and needs refurbishment, so she can only generally rent it to students or non-professionals who pay a modest rent. After maintenance costs, property tax, and building management fees she doesn't get much but enough so she doesn't have to rely on her children.

One day, one of the tenants stopped paying rent. Rather than asking him to leave immediately she gave him some extra time to get the rent. Rather than do this, he decided he would do an occupation. So first he terrorized the other tenants so they left and then proceeded to occupy the entire apartment, including turning one bedroom into a gym. Police were called quite a few times but they said they couldn't do anything until they received a court order. So for a year and a half, this guy lived there rent free with water and electricity being paid for as well (you can cut off internet as it's not deemed essential).

When the court order finally came through the police didn't even bother showing up and it was the locksmith who chased the guy out. He hasn't faced any consequences and could continue to do this again and again. As for the owner, she had to take out loans (some with 20% interest) cover the costs this guy incurred. She, who is Spanish, will never rent out to Spanish people again.

The second is about a taxi driver in his late 40s. After a long period of saving he managed to save enough for a deposit to get a mortgage on a costal apartment that his family would use in the summers and rent the rest of the time. While he could have just listed it on Airbnb, he decided to rent it out to a woman with children on a long-term basis (non-summer months).

So she moves in and when he comes a few days later to collect the first month's rent he's informed that she won't be paying rent and because of the children it's going to be impossible to kick her out. He tries to negotiate with her over a few months, including talking to the town hall to get some some rent stipend, all to no avail. Eventually, he had to use desokupa services to get her out but not before this woman had caused significant property damage.

He also went into debt and his marriage almost failed because of the stress and financial strain. Once he finishes repairing all the damage (which he has to do himself as he can't afford to pay someone else) he will rent it out again but only through Airbnb to foreigners.

So this policy has ensured that honest people, renters and landlords, get punished by dishonest people who won't see any consequences either.
ruiseal
·2년 전·discuss
Many non-professional landlords don't ask for references nor do background checks, they just give you a contract. So I imagine it's pretty easy to continue to do the same trick over and over unless they somehow manage to get their face in a local paper.

The effect of this is more reluctance to rent out for fear this will happen. Or only rent to rich foreigners who won't pull this scam. Lest the landlord find themselves in debt.

Also, the okupa is very much deciding to do this knowing they can get away with it.
ruiseal
·2년 전·discuss
As they operate in a gray zone, they are generally not advertised. But even cops will give you numbers or info on how to join WhatsApp groups where you can hire someone.

Despite all the publicity, I've never heard of anyone using the company you referenced. At least not in Andalucía.
ruiseal
·2년 전·discuss
If you own a second property and decide to rent it out and your tenant decides to stop paying rent you're fucked. Until they get an eviction notice from a court, which can take more than a year, you have to keep paying utilities for them. Nor can you change the locks. If the okupa has children you're even more fucked.

Considering how many desokupa services exist I'd say it's a real problem.