I wouldn’t want kids to grow up chasing a number. It’s just too reductionist. If you want them to be financially secure, teach them skills and the money will follow. TC obsession is a blight.
Meanwhile, it’s my feeling that technology is moving insanely fast but people are just impatient. You move the bar and the expectations move with it. I think part of the problem is that the market rewards execs who set expectations beyond reality. If the market was better at rewarding outcomes not promises, you’d see more reasonable product pitches.
Realized I can download my transaction info into csv format and build my own financial analysis in python without handing over my data. It’s pretty easy to do 90% of what you want, e.g. breakdown expenses by type.