I had a similar thought - it seems like most of the concerns could be addressed by adding better request tracing and improving the resiliency of the existing system. I wonder if this is just the result of an organizational tension where the load balancing team isn’t motivated to address this particular use case (which seems likely if the organization is large enough).
AFAIK in the current setup, only the UI is Apple's; any time you message customer service or open a dispute, that is handled directly by
Goldman employees, and decisions to raise/lower your credit limit are also made by Goldman. All of those parts will be handled by Chase now.
How? Developing a browser takes hundreds of millions of dollars, and Google is currently providing all the funding for that (meaning they decide what changes get made). Who has the necessary resources to fork Chromium, and would actually be willing to do it?