I got a car loan at a 8% rate right out of undergrad… you got hosed, maybe you were in a hyperinflationary environment though.
I bet they sent you a letter telling you it was your lack of credit history. You didn’t find one of the many credit providers and have them fight to give you the best rate?
Credit is an extremely elementary thing to grok in a day or so
Aurelius systems is a newly funded directed energy startup building counter-drone laser guns. We're hiring for a series of founding engineers - working in person in pac heights, San Francisco.
If you love lasers and this country please reach out. Hires will receive a copy of meditations and an electric scooter to join our laser scooter gang in SF.
The market is pushing for all SUVs, more than 70% of new cars sold are SUVs or Trucks. The car companies don't decide to make all SUVs, the consumer decided they only wanted those vehicles and the car companies obliged.
Money supply is a zero sum game... If you only view the game instantaneously.
Wealth grows, production increases the wealth of everyone around you. If a few people hoard all of the money, they're not putting that money to useful work and those that do do this will make all the returns (which is why people don't really horde money, it's all being used in the form of investments in businesses).
As a previous M7 FTMBA student who dropped out halfway through to do a startup, the real MBA is starting a company. Venture, cash flow/lifestyle or otherwise.
I would do anything to keep a personal vehicle and live with land separating me and my neighbors. I have a 20-30% incident rate taking the BART in the last year. If public transit isn't similar in safety to the japanese system I have no interest in bus/train systems.
Signal v noise ratio so much higher in hardware, nobody performatively studies mechanical engineering to make $60k in ohio.