Yes, models have to be shared with regulators and the regulators have to be convinced that the premiums insurers wish to charge are actuarially justified (supported by the data).
That's for the corporation as a whole and counts the net of investment profits and insurance losses. If you open their earnings release, you can see combined ratios over 100%, indicating that the total cost of operating the insurance is negative, but this is offset by investment profits (as the original commenter mentioned - they make money off the float).
> Decommissioning by boosting an object to a higher “graveyard” orbit to extend orbital lifetime is often done with smaller satellites operating near geostationary orbits (~36,000 km in altitude). This is not a realistic target for space station decommissioning because of the large mass of the space station and distance from its operational altitude to a “graveyard” orbit. Existing propulsive assets (spacecraft) do not have the capability to raise the space station’s altitude to such a high target.
Reinsurance doesn't make the problem go away. Sure it caps State Farm's exposure to these correlated events, but it won't bring their combined ratio into balance. State Farm would still be on the hook for the first $XXX million in losses. I would also expect it to be harder (read: more expensive) to buy the reinsurance given the increasing risk.
Correct, the pilots did not have any indication in the cockpit. ATC had to identify which plane the tire fell from, contact the plane, the plane had to talk to their company before deciding what to do.
Strongly recommend insurance or financial services in general. Many are flexible with remote work, and some are now fully remote. The meeting load is moderate, but the actual work load is low, timelines are very long and low on stress. Plus, health insurance benefits are usually decent.
That's more or less what the data you linked to[1] demonstrates: a us average 3.5% increase per year. Not a median though, a mean. The median increase is probably more like 2% per year, but a lot of that seems to be localized to areas that didn't recover after 2008. If your area recovered after 2008, we can assume it's in demand and likely to continue to appreciate faster than the median, or closer to the 3% figure.
That's already happening in the sense that companies are able to offer these discounts for their telematics-using customers by surcharging all their other customers. If you're not using one of these devices, you're already paying for it, even if it's not formally recorded as a fee.
Telling this first is a good way to have every company think that 5 days/week is an organizational requirement and brush off the candidate. Having the candidate wait until after the interview puts them in a much stronger negotiating position, namely it forces the company to assess whether or not 5 days a week is a legitimate requirement or not. Many parts of the interview process are unfair to candidates, such as not advertising salary ranges in advance, forcing candidates to take vacation time to attend interviews, etc. This is merely a way to balance the scales away from the company, which generally holds almost all of the power in a negotiation, especially at the start, before an offer is made.
> You don't need to track every single mouse-click, visited site, or anything else.
They don't track mouse clicks or visited sites. You can see everything collected by going to about:telemetry
Agree, Corvallis rocks. Beautiful weather, decent food, close to cities, mountains, the coast. Not sure where the down votes are coming from, maybe to stop you from letting the secret out?
It's the opposite where I am: landlords raising rates to capture more of those sweet student loan dollars. The policy of making access to credit cheap and ubiquitous for students has led to drastic growth in rents (in addition to a large expansion in college amenities and administration). That's what's pricing out locals: students paying for housing with borrowed money.
Uhh, you absolutely can disable telemetry, it's in the Privacy and Security section of about:preferences, see here: https://support.mozilla.org/en-US/kb/telemetry-clientid . Disabling telemetry is also interpreted as a deletion request, so anything collected so far will be deleted.