This is nice and I hope it becomes standard. I have basically not been to the doctor in 7 years because of medical bill fears.
I work at a big tech company and have theoretically very good insurance, but I have heard stories where the insurance gets declined even though they say they take it… or some lab specialist is using a different insurance network and you have no control over using them. If I don’t have coverage then there is nothing stopping them from billing me like $1m as far as I can tell, after the fact, when I can’t just decline the service. It’s insane that they can’t say what it will cost up front.
My company switched insurance name but not network and doctors didn’t understand it and started denying the claims… even though they were technically in the network! That’s when I gave up, after reading other employees’ reports of that.
I work at a big tech company and have theoretically very good insurance, but I have heard stories where the insurance gets declined even though they say they take it… or some lab specialist is using a different insurance network and you have no control over using them. If I don’t have coverage then there is nothing stopping them from billing me like $1m as far as I can tell, after the fact, when I can’t just decline the service. It’s insane that they can’t say what it will cost up front.
My company switched insurance name but not network and doctors didn’t understand it and started denying the claims… even though they were technically in the network! That’s when I gave up, after reading other employees’ reports of that.