In a nutshell, I need to make myself, my interests, and my life more of a priority. I tend to be a yes-man who helps everyone and anyone, then at the end of the day find I have no time left for myself and my own endeavours.
I'm happy to say I lost 50 lbs about 4 years ago and have gained very little of it back.
I need to
- Get enough sleep on a regular basis
- Hit the gym more often
- Fire some of my clients who are PITAs
- Travel more
- Balance my time better
- Knock more things off my life bucket list. This year I went snowmobiling and skydiving, woot :)
It's difficult for me to summarize all of my opinions into something more concise for this page.
Businesses tend to shun poor people, while businesses that cater to poor people are usually out to screw them as well. (payday lenders, banks that nickel and dime - especially if you are low on savings)
Some poor people could be in better positions if they had more time to pursue better opportunities, but they cannot, as they are working 2-3 jobs just to make ends meet (at least this is the case, one of my friends claims).. and I happen to know this person spends way too much on clothing - more than I do, not to mention my rent is 1/3rd of theirs.
I do fine, I live way below my means, I'm happy, I don't need fancy labels or a top neighborhood, which this person has all of.
I'm not saying all poor are the same in that regard. Some just really I don't know how they can escape their position.
Also I could easily own a home but I choose not to because I like my freedom. Right now I can move anywhere in the country, I can quit my job if I want to, etc.. I remember looking at homes this past spring and the idea of having a commitment or being in a vulnerable position (if I lose my job or get really sick I'm SCREWED) just did not appeal to me at ALL. How anyone does this is beyond me.
I have a collapsible table, inflatable mattress, laptop, and 24" monitor. Everything I own can fit in my car. I need more money. Sleeping on the floor was not fun.
I have money, I'm just kind of uber frugal. It's a nice air mattress, though.
I remember hearing a story about something like this and they were able to launder the chips through strippers, who cashed in the chips they received "as tips"..
At the place I work at, most everyone just changes their password monthly like: "password1", "password2", etc.. Anything more difficult than that then they are likely to forget their password.
Another awful idea is locking people out if the password is wrong after 3 attempts. Then you have mischievous characters entering in 3 bogus passwords just to lock you out of your account and inconvenience you.
The whole concept of expiring passwords should be gotten rid of everywhere.
Same argument I see others posted. I downloaded my data ONLY to get my friends contact information. They don't give you that. The wall posts, photos, and friends names have zero value to me.
I'm not a Christmas person. I don't want people spending hard earned money on me unless it's something I really want, otherwise I think it's a waste of money. I am fine with cards or trinkets. My dad is getting me a plane ticket to fly home, that works.
I've lost faith in banks. Part of why I'm even here is because I love the internet and how it gives "power to the people"
Me, I want to see modernized banks (inspired by P2P-lending like Prosper and LendingClub) that give people more control and risk/reward. Ideally, a better cut of the profits. In my opinion much of this subprime lending crap could've been avoided if it's people putting their own money at risk vs bankers putting it at risk for us.
I can relate to you however my drug of choice is caffeine. I have never been a beer/alcohol person.
Likewise I work on my entrepreneurial endeavors at night after my day job, and often times I am so burned out and tired from the day. I will drink something heavily caffeinated on the way home from work, with the hope that it will boost my focus and mental performance, but so many times I just want to crash when I get home. A number of times I've crashed right after drinking the large Red Bull (always sugar free).
A typical day for me is: working out in the morning, taking 3 scoops of jack3d before-hand (pre-workout caffeine-heavy supplement). Drink a Low Carb Rockstar when I get to work, get a double or triple espresso around 2pm, and a couple sodas throughout the day, then another Rockstar when I get home. If I'm still dragging, I will take a few more scoops of jack3d as well, just for mixing up the caffeine sources.
I think my mindset is so performance driven, but my body/mind feel so weary. The first few times I had 3-4 cans of Red Bull in one day I got ultra paranoid. Now it's like the stuff doesn't even affect me except for the expense. $10/day or more just on caffeinated beverages that are not providing me any benefit.
I find it extremely difficult to cut back, but I have to, because I consider it a negative addiction. For what it's worth I'm in my mid 30s, am extremely healthy, and my blood pressure is actually LOW.
I have a Palm Pre.. I got one early on, was a huge fan, but now I fully believe the platform is dead. All you ever hear about is iPhone or Android. That aside, the Palm experience totally sucks. It would be amazing if the phone didn't freeze on me while trying to view a webpage and listen to an MP3 at the same time. No, that's asking too much