I don’t have financial background to understand the consequences, but being in contact with many people there, situation has changed drastically and local businesses are able to make much more money. And at the same time there is almost no digitalisation.
The book which thought be basics of coding I got as a kid on the second hand market https://www.martinus.sk/?uItem=22732 (growing up in slovakia, sorry for language)
later I learned that it is more important to keep learning business/psychology books to make sure that technology I am building will have a use than building perfect technology