The corporation's risk assessment department has calculated it's more cost effective to deny and then fight the consequences in court vs. spend the extra money up front?
The whole time I was reading this, as someone from the U.S., I was wondering what country the writer was from, because it sure as #$@! wasn't written by someone in the U.S. When I got to that part, I was, "Oh. Okay. That makes sense."
Ha, "wallet garden" gave me a good chuckle. I usually hear it expressed as a "walled garden", but this might be the perfect typo (or clever twist / word play).
I'm guessing it was a typo, but well done nonetheless.