But who will send messages to you? Including satellite messages?
In most countries emergency services have moved over to tetra or dmr, with encryption, and all the public related info is broadcasted on "normal" broadcast fm, where you need a normal fm radio, not a ham transciever.
The same applies to driving... you have to know the road rules, how the car behaves in what situations, how to drive in bad weather, heavy traffic, etc.
Now the best way is to get licenced and drive (=use a radio) in "normal" cirumstances to get experienced before an emergency. Somehow 12yo kids manage to get licenced, but preppers can't.
> No provision of these rules prevents the use by an amateur station of any means of radiocommunication at its disposal to provide essential communication needs in connection with the immediate safety of human life and immediate protection of property when normal communication systems are not available.
This rules applies to:
> the use by an amateur station
Not every billy and bobby with a baofeng are an amateur station.
Luckily, at the beginning of part 97 there are definitions of such words (you have to open the full document, not just this article)
> Amateur station. A station in an amateur radio service consisting of the apparatus necessary for carrying on radiocommunications.
So, for something to be an "amateur station", you need an "apparatus" (some kind of radio transmitter) and it has to be a part of "amateur radio service". That too is defined in the same document:
> Amateur radio services. The amateur service, the amateur-satellite service and the radio amateur civil emergency service.
It's not RACES (that's defined below), not satellite, so let's see what "amateur service is", again, definition in the same document
> Amateur service. A radiocommunication service for the purpose of self-training, intercommunication and technical investigations carried out by amateurs, that is, duly authorized persons interested in radio technique solely with a personal aim and without pecuniary interest.
So, for that rule to apply, you need a device (an apparatus), that has to be used for self-training etc (read above), for noncommercial, personal aim by a licenced ("duly authorized") person. Only then can you break other rules (eg power limits) in situations described in rule 403 you linked above.
Without a licence, a radio is just a radio, eg. a business band radio (like many motorolas are), and nothing in the part 97 (regulating amateur radio) applies to the user of that radio. Only when a licenced ham uses that (or any other radio, or even a homemade transmitter), in a specific way (described above) that "just-a-radio" becomes an amateur station.
Your neighbor has access to a car, but still hasn't got around to get his drivers licence. In a proper crisis, he'll google "how to drive a car?" and "what does the third pedal do in a car?", and won't worry about being prosecuted by the driving authority.
You will in turn have to share the road with him in the same way as other radio amateurs (and possibly rescue services) will have to share the spectrum with you. You transmitting on a repeaters input frequency without a subtone set will in turn jam the repeater (PLL is before the TSQL) will make communications impossible in the same way as your neigbor stuck in the middle of the road with a burnt clutch will make driving impossible for others.
But hey, stay lazy, don't get a licence, i'm sure you'll be able to figure it all out fast when you're knee deep in flood waters.