Well it kinda did change things up a bit. Me being able to receive payments across borders without significant delay or crazy fees is a decent perk, you can hate crypto culture and grifters trying to make a quick buck but it's applications are very real.
i'm not so sure, insulin for diabetes is a solved problem yet it's costs hundreds of $ all because scumy of pharma corps(looking at you Eli Lily) keep renewing the patent using legal loopholes.