I have to agree. Today may be the day Apple jumped the shark. The use case for a headphone jack is just so broad. And the wireless headset just seems so...useless.
Spent the last hour looking at android phones. There are so many it is overwhelming
The cost for an employer gets cheaper as an employee makes more money, not more expensive. There are no increasing marginal rates for employer payroll taxes- just the employee state/federal income taxes.
> The real benefit is time of transfer. ACH is infuriatingly slow. If you'd like a payroll run to arrive in employee accounts on a Friday, it must be initiated almost a week prior.
Ya, this isn't true. the ACH spec does say 3 business days, but 2 of those days are for redundancy. In all normal cases a transaction submitted today can and will post tomorrow. Your bank may not allow this for individual transactions, but it isn't because ACH can't accommodate it.
Source: I run a payroll company doing $1B annually in ACH transactions.