MrFlibbles

4 lata temudiscuss

Y'all realize its a desert out there, don't you? I used to live out there. Not Lane County, but its neighbor, Scott County. Google "Great American Desert". Its dry. Its hot. The wind blows to the point that 30 MPH is considered a "breeze". Nothing grows without irrigation. The Ogallala Aquifer is being emptied, just like Lake Mead and every other source of water.

MrFlibbles

4 lata temudiscuss

Ground up moon rocks are pure poison.

MrFlibbles

5 lat temudiscuss

Yes, frequently.

MrFlibbles

5 lat temudiscuss

It works for a great deal of Software Development.

MrFlibbles

5 lat temudiscuss

I thought is was already here... Fallout 76...

MrFlibbles

5 lat temudiscuss

Affordability is limited by lending requirements.

Start with home price of $250k for example. If you can manage a 5% down payment (arguable) then the loan is for $237.5k.

With a 30 year loan at 3.5%, the principal and interest is $1,066.48 per month. Gross this up by 0.7 for taxes and insurance to get $1,523.54/month.

Lenders will typically allow your payment to be as much as 28.0% of your gross income. This get us to income of $5,441.23/month or $65,294.76/year.

The multiple now if $65.3k income to $250.0k of house or roughly 3.83X.

MrFlibbles

5 lat temudiscuss

I believe we had a recent President who tried to raise import taxes (for whatever reason) on imports from China and the opposition went totally berserk. If it didn't work then or for whatever those reasons were, why would it work now?

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