I thought about this first when chatgpt 3.5 came on the scene. Yes, you _can_ at some time in the future, replace programs with AI which would be slow to an extent - if AI can write and manage the code, it _could_ be even faster.
But there is a kicker here. It is upto LLM to discover the right abstractions for “thinking” while serving the requests directly or in the code .
Coming up with the right abstraction is not a small thing. Just see what git is over cvs - without git no one would have even imagined micro services. The right abstraction cuts through the problem, not just now, but in the future too. And that can only happen if the LLM/AI managing the app is really smart and deal with real world for a long time and make the right connection - these insights don’t even come to really smart people that easily!
Unless, the card has a visible QR/bar code that is 1 to 1 with the hidden code. Then we are f*ed. Not mentioning this a criticism, I like Mullvad, bought this card a couple of days ago and thought about that case when buying it.