Totally agree on diversifying payment solution part.
But in terms of pricing, from what I have researched for my SaaS website, Stripe is not bad at all.
When it comes to choosing payment solutions, we need to consider the reliability/quality. You might be able to pay x% less fees with other options but 0.2% more of the down time will cost you much more.
I feel like the city life makes us talk less to strangers. Living in London, I cannot really remember when was the last time I talk to a stranger except asking/being asked for directions.
Back when I was living in a small town outside Amsterdam called Abcoude, I had much more conversations with strangers even I don’t speak Dutch at all.
Learnt from them that it’s the only place in the world with name starts with abc and ends with de. :)