Hey there,
Turns out I misunderstood HN and I don't get emails for comments, apologies!
The portfolios have 2,3 and 4 coins, this is just a static rule.
The concept is the lower the portfolios risk tolerance, the higher the coins' market cap. This means a conservative portfolio would have the top 2 coins (see https://coinmarketcap.com), the moderate would have the next 3 and aggressive has the next 4.
The market caps are normalized (the algorithm is secret for now) to make sure we don't expose anyone to too much risk if a coin does something like pumping into a high position right as we change our portfolio makeup.
As a rule, the higher an assets market cap, the less room it has to grow but also less likely to drop, hence by selecting the top 9 coins we're providing a diversified portfolio that matches the risk tolerance implied by the name.
Fun Fact: If those portfolios don't have what you want, custom portfolios went live a few minutes ago.
This app aims not only to allow easy investments with spare change but also optimize portfolio management for advanced users, see the article for more info or feel free to ask anything! :)
+1 I've seen lots of people work in the same position because they're afraid they won't be able to cope with a new job. When they finally go elsewhere the job assumes knowledge of stuff they just never learned that would've been understandable a few years before.
I used to intern for a large Australian bank and we had a fairly complex access management workflow.
A month into the job after I'd figured out how it all works, I spent a week automating it and was promptly told I was allowed to run my scripts do it if it was kept secret from the higher-ups (to avoid the red tape and the intern they don't trust much).
This automated a backlog of work that had a team of 5-10 people scheduled on for a good year along with any future requests, a month or two after my internship I bumped into my boss again they told me they had gone back to doing it the slow way because the bosses wouldn't approve it, despite showing a 0 failure rate compared to a pretty big one from the bored employees.
Looks interesting, a unified place like this is something I've been looking forward to for a while, it's something my business would love to use too :) (Left the name out because I'm not here to shill)
Two questions:
1. Any estimates as to what the rates will be?
2. Is it only ERC-20 for early days?