It's already happening. GLM-5.2 ranks quite close to SOTA models. Some might argue that benchmarks can't measure the real effectiveness for day-to-day usage but that's another discussion.
People underestimate how difficult it was to transfer money before Pix, even between local banks. The process was hard to use, it could take days and the fees were huge, depending on your bank. Pix solved all these problems.
What happens also is that many sellers provide discounts when using Pix, because you dodge the expensive fees charged not only by Visa and MasterCard, but the fees operators (banks, fintechs) charge to provide the infrastructure (PoS machines, financing for installments, etc, the last one being quite common in the country) to use these networks.
When debugging something, I often remember the the quote, often misattributed to Einstein: "Insanity is doing the same thing over and over again and expecting different results". Then I remember about bitflips, and run a second, maybe a third time, just expecting the next bit to flip to not be in the routine I'm trying to debug.
To anyone into knots, I recommend Knots 3D on Android. It is really handy because most people keeps the phone with them all the time. Beautiful and well maintained app. It's not overwhelming, in the sense that it doesn't try to add every existing knot in the same database, it has usage, which gives context, history and specially related knots, which makes it possible to compare different related knots that are usually used for the same thing.