You are absolutely correct. However as a individual decision maker your options are far limited. We should certainly think about economic incentives to address what you point out.
As I point out, your biological ability to have children doesn't diminish. So I don't see why you can't have your 2 or 3 children. There are of course options like surrogates, and other more cutting edge tech enabled options.
And as for energy, the point is to commit to your fitness so that you'll be a very healthy and energetic 50 year old :)
I do want money and success, but more than anything, I want to realize as many of my own dreams as possible, and also more time and space to invest in personal growth.
On fitness - you are right about 'most people' and I my point entirely is that you should resolve to be fit a fit 70 year old and work towards it. This decision might help you in doing so.
According to the latest info, it doesn't look like the system was at fault at all. Seem like the likely homeless woman abruptly stepped into traffic. Every accident still of-course is terrible, but some maybe are unavoidable. https://www.sfchronicle.com/business/article/Exclusive-Tempe...