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gitfan86

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gitfan86
·19 dni temu·discuss
This is their only option. Someone who is the head of security for a hospital IT department needs access to mythos, and some 17 year old with fraud convictions doesn't.

It's the same reason we require ID for alcohol and gun purchases. Obviously it isn't a perfect system, teens drink but good luck suggesting that 13 year old should be allowed to buy alcohol.
gitfan86
·w zeszłym miesiącu·discuss
Yeah, it's a 24 year old company that controls space Internet and is the most competent company building data centers. If a passive index doesn't include it they are taking a much stronger opinion on the stock than if they do include it.

If it's a poorly run fraudulent company the regulators and the banks are at fault for letting it go public not the indicies
gitfan86
·w zeszłym miesiącu·discuss
The goal of SP500 is to provide exposure to the 500 biggest companies, not protect shareholders. I think IBM might do poorly when AI destroys their overpriced IT outsourcing business, but that doesn't mean SP500 should kick them out.
gitfan86
·w zeszłym miesiącu·discuss
You misunderstood what you were buying if you thought that S&P500 could never change their processes.
gitfan86
·w zeszłym miesiącu·discuss
Yes, if someone thinks that the top 500 companies include too much risk then yes too bad, you need to move out of SPY.

It isn't called the S&P495 because they kick out 5 of the biggest companies that some people consider to be risky.

I personally think its super risky to want to be Diversified and NOT include any exposure to SpaceX. Yes, Elon is unique but that doesn't mean his companies are going to fail especially given the potential risk of AI changing the world. Is IBM going to keep selling overpriced IT outsourcing in 5 years?
gitfan86
·w zeszłym miesiącu·discuss
Why do you assume SpaceX will be a failure? Do you have a track record of being correct on Elon companies? If SpaceX succeeds and its in the SPY from day one that serves everyone who owns index funds.
gitfan86
·w zeszłym miesiącu·discuss
The whole point of index funds is that you don't have to pay management fees to managers. It's very expensive to hire a team of people to analyze the entire stock market in detail and chose the best 500 companies, and historically people who did that on average didn't beat the S&P500.

Just look up the performance of Mutual Funds vs S&P500.
gitfan86
·w zeszłym miesiącu·discuss
This fundamentally misunderstand the point of an index. The fundamental reason S&P 500 exists is to let people buy the entire market ( the top 500 companies make up most of the entire market ). That is it. Period.

They are not saying these 500 companies are going to be the most successful in 6 months or 10 years. At one point Enron was 0.6% of S&P500 because it was a large company, not because the directors at S&P500 thought the management were honest people.

If you don't like that, fine, don't buy S&P500 and buy stocks or other funds that do have companies you like.
gitfan86
·9 miesięcy temu·discuss
I don't understand why you assume that the government is following all the laws when it comes to cell phones and cloud data but won't when it comes to ring data?
gitfan86
·9 miesięcy temu·discuss
To all the people talking about government surveillance do you not realize the government already can track you by your cell phone?
gitfan86
·10 miesięcy temu·discuss
Waymo cannot scale. So for most people it's irrelevant.

Tesla FSD makes driving 90% less taxing mentally. It does 99.9% of the driving perfectly. And its getting better. We are quickly approaching a situation where people who don't drive Teslas are like people who cut their grass with Sickle as compared to people who have driving lawn mowers
gitfan86
·10 miesięcy temu·discuss
LOL
gitfan86
·10 miesięcy temu·discuss
LOL, the BTC people who thought "Digital Gold" was a good slogan are going to learn what happened to self custody of gold and the gold standard.

BTC is in a much worse situation than gold was in 1970. The government has the technology to follow transactions and require BTC transactions to be done on their chain with their BTC equivalent GBTCs. That is until the government decides to issue print more BTC equivalents
gitfan86
·w zeszłym roku·discuss
The entire reason OpenAI has a high valuation is the expectation that AI will get a lot better in the next few years. If that happens, building a clone of Cursor/windsurf should be trivial. The only reason you would buy windsurf today is to either pump up the bubble OR use it to increase your market share of developers by taking users away from claude
gitfan86
·3 lata temu·discuss
The worst part of an agent is that they will not show you a house that is for sale by owner. They are actively limiting your options and you are paying them for that service
gitfan86
·4 lata temu·discuss
Same question for the CEO ratios. Are board of directors discriminating against women or is it that men are more likely to make the sacrifices to become a CEO?
gitfan86
·4 lata temu·discuss
My writing is slower and lower quality while using right handed desks, which I had to use many times in school. If you look hard enough everyone is the "victim of systematic discrimination"
gitfan86
·4 lata temu·discuss
As a left handed person that has had to deal with a system designed for right handed people, can I also join the pity party, and call myself a victim of discrimination?
gitfan86
·4 lata temu·discuss
It doesn't make much sense to try and have a general discussion about a topic that is very context dependent.
gitfan86
·4 lata temu·discuss
Politics is about making your opponents look like oppressor and your constituents looked like the oppressed. Both sides do this, and I'm not just talking about Republican vs Democrats it has been going on forever.