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·3 lata temu·discuss
There has always been room for active strategies, and there will continue to be room for active strategies. It's very likely _your_ active strategy isn't as good as buying and holding an index fund.
htag
·3 lata temu·discuss
1. It can look like a cash grab to take a semester or two of tuition from traditionally middle performing students before failing them out.

2. College admission and graduation rates are important and watched.
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·4 lata temu·discuss
Would drugs like fentanyl and methamphetamine be as popular if the population had as easy access to less dangerous/harmful alternatives like morphine or methylphenidate?
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·4 lata temu·discuss
> That is cool for you, but I would argue you aren’t the “average consumer”.

I think the "average" PC and Steamdeck player is interested in emulation, so it's a good segment of the market but not the largest. If a game was only ever released on Game Pass (and do you really think Microsoft doesn't want a Game Pass Exclusive) then running the game outside of a Microsoft Game pass context is illegal.
htag
·4 lata temu·discuss
I think Game Pass is a big loss for consumers.

* The player doesn't actually own anything. I routinely play games I purchased 5+ years ago, which is a fantastic long term entertainment investment.

* The player doesn't have a direct relationship with the game studio. Microsoft injects themselves a middle man, and is essentially rent seeking.

* The player has much more limited rights to run the software the way they want to. I can legally buy a switch cartridge, a switch, and run the switch game on an emulator. Nintendo hates this. My access to Game Pass games is legally limited to ways Microsoft considers appropriate.
htag
·4 lata temu·discuss
It's more like 10 or 15 games before your MMR is pretty accurate.
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·4 lata temu·discuss
The patch was put on the Player Test Realm (PTR), which is almost like an open beta. I wouldn't say that it was "released", more like pushed to staging or open beta.