Direct benefit? Maybe not, if you don't have kids that participate in 4H, have a home garden, raise bees, or work directly in rural employment. Indirectly, we're talking about supporting agriculture and farming which everyone benefits from.
Look at commercial zoning fire protections for your zip code and apply those standards to residential.
Additionally, use non-combustible external materials and incorporate an exterior fire suppression system that draws from your own underground water source. You'll need to have your own power source and battery backup to run these pumps. You're looking at $100k for a modest residential structure. Insurance does not give you break for having this in a residential, outside of an insurance rating with -W modifier for the water source.
Vehicle mileage is taxed at the pump and at the charging station. The material is taxed at sale. Charging an excess tax is just. . . In excess.
The pedestrian crash problem has more to do with our terrible alternative transportation traffic mixing. If the US took a more serious approach for bike lanes and pedestrian accessible infrastructure, the injury rate would decrease. Heavy vehicles is not a new problem. Look at gross vehicle weights of cars and light trucks before 1980.
Former USAF pilot candidate: there are physiological reasons specific to high-G maneuvering in fighter jets that taller people are disqualified for as well. Shorter people have less challenges with GLOC or loss of consciousness.