Maybe being able to follow a set of (seemingly silly) instructions should be part of the interview/onboarding process. And emphasised at job performance time.
It’s a bet because it’s risky “capital is at risk”,“value of investments can go down as well as up” etc. As opposed to a savings account which is far far less risky enough that it’s not really a bet.
Question is asked in traditional characters which are common in Taiwan (and Chinese diaspora). China uses simplified characters (mostly). Might make a difference.