throwaway2865

2 lata temudiscuss

This type of stuff has been happening for a long time. It just has a new name now. I saw it happen in 2008 at Boeing.

3 lata temudiscuss

They do understand this. It's typically politically infeasible to set rates appropriately - risk is often correlated with income, which is correlated with skin color. So a concentrated risk in an area makes the whole area uninsurable, unless you want to be called racist.

throwaway2865

3 lata temudiscuss

Less garbage in, less garbage out?

throwaway2865

3 lata temudiscuss

> any employees at a banks or insurance company out there that have had the clever idea to insert themselves into the training data

Yes. Yes I have thought about this. No, I have not done it. ;-)

Frankly, the reward for this is typically very low compared to cost of being caught.

throwaway2865

4 lata temudiscuss

See IJM for an example of groups that work on this. Anecdotally, it is common across the world.

https://en.wikipedia.org/wiki/International_Justice_Mission

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