Yeah that 7% is likely an illusion. If we kept up 7% a year forever just about every professional could retire at 50. But its unlikely to continue, we've had a 50 year bull market that is long overdue to end.
As someone with a 12 year old Nissan, and buys the cheapest beer beer I'm sympathetic. But what's the point of being a millionaire if you aren't spending? You can just do that on a regular low stress job.
So basically they're all bad except for SV? 1 Gallon of gas makes 2.4 kg emissions, so instead of swiping a card its burning a few gallons of gas, or 50 gallons for BTC.
> Employers are looking at your education, companies you worked at, years of experience, and maybe a vague idea of what your work area was before this.
Isn't this what a resume is? Just the list of those things that Employers want to look at.
I find I have a limit to the number of hours I can code per week. Sometimes I'll spend a weekend on a side project or fixing some bug. When I go back to work the next week I just have trouble being productive. Same if I work late I can get stuff done, but tomorrow's productivity will suck.
15k could be cost to the company, which also looks at employment taxes, office space, health insurance, benefits, hr/support overhead, interviewing, training and managing. A new developer earning 8k/mo easily costs the company 15k/mo.
Trade on the close is not just for commodities, FX is the same - big clients would rather get the same official price than pay a bit extra commission for trader to get a good price for them. As for equities if you hold a pension fund you probably bought TSLA on Friday night at the closing price in your index fund.
source? yeah I know its fashionable to say that wall street keeps ripping people off, but banks are so crippled by regulations most hedge funds and small trading firms run circles around them. Big banks only make money from clipping tiny commissions on billions of transactions like a whale eating krill.