Yeah, it's not a historical quirk, really. In talking to many Americans it seems like they don't really cover loyalists at all, or what happened after the Revolutionary War. Much of what became Canada was settled by former colonists from the what became the United States who remained loyal to the crown. My hometown was founded by loyalists from New York -- including the mayor of New York City -- after the Revolutionary War.
Essentially we are even closer than many people think in terms of history, but Canadian identity was seeded from the beginning with the idea of rejecting being "American". We are indeed your closest brothers and sisters because of history, but it's no quirk at all that we're separate -- it's the entire reason we stayed separate at all.
You can also see the reverse play out -- what would become Alberta was settled by large numbers of American colonists moving to Canada, and to this day you can see the cultural impact of that in the politics and world view from the region.
While I agree as a whole, there are parts that are easily captured even with some small false positive rate, like credit card numbers. I do think it's acceptable to do PII detection probabilistically for some classes of identifiers/quasi-identifiers, because you can't really do any better without crazy false positive rates, things like credit card numbers have enough structure that it's more work to do it entirely via an ML model with a higher chance of failure, versus just building a simple heuristic for it.
Add to that the fact that missing a credit card number is way higher stakes than missing something like a zip code, you can understand why something like this is just not acceptable in a product like this, with the resources Microsoft has at their disposal.
I’ve only been sailing a few years, but I racked up about 500nm of racing this summer. I’ve only been in these situations a few times, but had a ton of confidence in the boat and the skipper. It’s honestly a ton of fun, and feels more dangerous than it is, since the boats are (supposed to be) designed to handle this. That said, I keep the family away from this sort of thing, and take them out on our family friendly coastal cruiser for more leisurely sails.
From what I understand, leaving the keel up would be reasonable enough if a boat was rigged as designed. Typically the boat would be ballasted differently if you have a retractable keel/centreboard. Sounds like converting the rig from a ketch to a sloop is probably the root of the design issues, combined with some troubling risks of down flooding from the various vents mounted close to the water line.
It's pretty shocking that a boat with no sail area could get knocked over bad enough to sink that quickly. Something had to be seriously wrong with the design. I'm not particularly salty, but I've sailed in 25-30kts with the rail buried and not even had a second thought about the boat sinking. I've been knocked down with full sails up in 25kts, and had a broach while racing -- sailboats can be expected to spend at least brief amounts of time on their side, even if you're not out doing anything particularly dumb. I just can't fathom how a boat wouldn't be able to survive 2 minutes on its side and still be signed off by a builder.