It's same for me, too. How long did it take for you to decide that way? I do not think about giving up until I get my master degree and plan my future again.
"Running across the court is a necessary element in basketball, but it is certainly not what is sufficient to be successful at it. In fact, you can run across the court so perfectly every time, but be completely unsuccessful."
I do not understand why success is so important. I sometimes play football although i know i am pretty bad at it. Because it makes me happy. One does not have to be good at programming as far as he/she wants to explore this area, learn new things and see if s/he is capable of doing it.
But most of the time people need money to do what they really want to do. I totally agree that money does not buy happiness, but if you do not have money, you will probably be unhappy.